Japan Digital Nomad visa income calculator
Last checked: 2026-11-06
Compare your income with the 10,000,000 yen line, using an exchange rate you type in yourself. The tool has no live rates. It runs in your browser and sends nothing. The result is an estimate, so check with the consulate.
How this estimate works
The Immigration Services Agency says annual income must be at least 10 million yen at the time of application. The tool takes your amount, removes expenses if you are a sole proprietor, and turns a monthly figure into a year by multiplying by 12. It then multiplies by your rate and compares the result with 10,000,000 yen.
- Sole proprietors: the test uses profit after necessary expenses, not the contract amount. The English Q&A sentence on this is garbled, so we read it with the Japanese version.
- Several income sources: stable incomes can be combined. Add them up before you type them in, and convert any second currency yourself first.
- Pay rise or new job: income expected to reach 10 million yen because of a raise this fiscal year can also meet the test, and so can a new job paid at that level. Type your new annual pay.
- Monthly figures: the basic rule looks at your most recent annual income. Multiplying a month by 12 is our arithmetic, not an official method.
Worked example
This person is invented. A sole proprietor bills 90,000 US dollars in a year and has 15,000 dollars of necessary expenses. As an example rate, they use 157.47 yen per dollar, the Federal Reserve H.10 rate for October 30, 2026. No official source names this rate.
- Profit is 90,000 minus 15,000, which is 75,000 dollars.
- 75,000 times 157.47 is 11,810,250 yen.
- That is 1,810,250 yen above the line.
- At this rate, the line is about 63,504 dollars.
- This income reaches the line at about 133.33 yen per dollar.
The rate matters. On the same October 30, 2026 rates, 10 million yen is about 63,504 US dollars, 56,888 euros, 47,398 pounds, 90,230 Australian dollars or 88,633 Canadian dollars, by our arithmetic. At 140 yen per dollar, it is about 71,429 dollars. At 175 yen, it is about 57,143 dollars. Use these as examples only. If you are close to the line, ask which rate and date your office uses.
What this leaves out
- Savings: the Immigration Services Agency says "annual income". The Chicago consulate checklist says "earn/hold", which reads differently, but its list of proof does not name savings. Do not assume savings count, and do not type them in here.
- Income from Japan: work with a person or organization in Japan is not allowed, so do not build your case on it.
- Stability: the tool cannot tell whether an office accepts each income as stable.
- Unclear cases: the Q&A gives examples for new employees, not new freelancers. It also does not explain how owner income from a foreign company counts.
- Dates: the Q&A is dated July 2024, so rules may have changed.
- Other tests: income is one test. Nationality, the type of work and private medical insurance are separate, and only the embassy or consulate decides.
We could not confirm that SafetyWing Nomad Insurance meets every requirement of Japan's insurance rule. Do not assume it qualifies. Before you buy or apply, confirm in writing with the insurer and with the Japanese embassy or consulate handling your application.
Read more in income proof for freelancers, the full requirements, the insurance page and the tax page. If your money is in savings, compare the Long Stay visa.
Sources
- Immigration Services Agency: Q&A in English, A9 (PDF, July 2024)
- Immigration Services Agency: Q&A in Japanese (PDF, July 2024)
- Immigration Services Agency: Digital Nomad status page
- Federal Reserve Board: H.10 exchange rates, October 30, 2026
- Consulate-General of Japan in Chicago: checklist, revised June 2026
- SafetyWing: Nomad Insurance FAQ